Making Money with Photography

There are many ways to make money with your Photography. I am going to share with you some things to help give you some ideas on different ways you can sell your work.

You could do an online shopping cart. This can be an effective way to sell your products, but will require more work on your part because you will have to ship the items you sell. You may find that this may be an excellent solution for some products, while it may not be worth the effort for other types of products because you may have to have some inventory to sell your products. For ecommerce solutions this is what I recommend. Vstore

If you only have a few things to sell or a whole bunch of things to sell, I recommend opening an Etsy Store. This is a much better alternative to eBay. Keep in mind that Etsy is limited to the types of items you can sell.

The the most popular is online stores. You can create your own products and sell them in a variety of online stores that give you the versatility of creating multiple different products. Some of these stores offer everything from T-shirts to posters and books.

1. Cafe Press
2. Zazzle
   
3. Spreadshirt
4. LuLu

If you only want to sell your photos as prints or in a digital format, you can submit your photos to stock photography websites. These sites will pay you every time someone wants to use your photo. Some of these sites will only except specific types of photographs at specific times of the year. If you would like LayZ Daisy to use your any of your photos, this is the easiest way you can submit your work and get money. Please read Call for Entries for more info.

Be a Magpie on Twitter

You have probably noticed by now that I am a twitter user and I have written a few blogs about twitter. Did you notice I just added an icon in the right hand column of my blog? It is called Magpie. This is a great new program to bring you some income for referrals that click on your link. Here is how it works you click here to sign up.

Magpie works one of two ways to earn money for you. When you sign up as a twitter user Magpie will place a text add in your twitter account that is relevant to your tweets. You tell Magpie how often you want the add to run. You place an icon on your web page or blog. You earn money for everyone that signs up.

You can also advertise on twitter by using Magpie. You can use your earnings to run ads on twitter.

Banks in Trouble

In this troubling time in our economy, we have many uncertain things going on right now. Our real estate market is down, and the stock market has crashed. We are now in a recession that may take years to recover from. I am not writing this article so you will panic. I am writing this article to keep you informed in what is going on in the Banks today. This is a follow-up article to the the last article I wrote on September 30, 2008. This is part of the "Is your money safe?" series. With any article I write, I do extensive research, and usually provide some web links to verify my information. This is to ensure that you get the most accurate information that I can give you.

Most Banks are insured by the FDIC, Credit Unions are also insured by the NCUA. What this means is, your money that you have in your bank account located at each Bank and Credit Union is required to insure your money for up to $100,000. Bank watch list as published by The Bank Implode Meter, these are banks that have all been audited and written up for something. More information can be found on each individual bank FDIC, NCUA.

Level 3 watch Bank List.

1. Fifth Third Bankcorp 11-06-08 (crashed, waiting on implosion)
2. UBS Bank 11-04-08 (crashing)
3. Mitsubishi Financial 10-27-08
   
4. Citigroup 10-16-08
5. Merryl Lynch 10-13-08 (may still come out alive)
6. Bank of America 10-07-08 (settlement, not in the clear yet)

Failed Banks/ Credit Unions List.

1. Security Pacific Bank, CA 11-07-08
   
2. Franklin Bank, SBB, TX 11-07-08
   
3. Freedom Bank, FL 10-31-08
   
4. Alpha Bank & Trust, GA 10-24-08
5. National City 10-24-08
   
6. High Desert Federal Credit Union 10-17-08
7. Meridian Bank, IL 10-10-08
   
8. Main Street Bank, MI 10-10-08
9. HBOS PLC 10-09-08
10. N & W Poca Division Credit Union 10-03-08
    
11. Watchovia Bank 9-29-08
12. Washington Mutual (WaMu) 9-24-08
13. Ameribank, Inc., WV 9-19-08
14. Interfaith Federal Credit Union 9-17-08
15. Lehman Brothers 9-11-08
16. Silver State Bank 9-5-08
17. Integrity Bank, GA 8-29-08
18. Columbian Bank and Trust, KS 8-24-08
19. First Priority Bank, KS 8-1-08
20. First National Bank of Nevada 7-26-08
21. First Heritage Bank N.A. 7-26-08
22. Indy Mac Bank Corp 7-11-08
23. First Integrity Bank 5-31-08
24. ANB Financial 5-09-08
25. Carnation Bank 5-09-08
26. St. Luke Baptist Federal Credit Union 5-07-08
27. Hume Bank of Hume, MO 3-10-08
28. Douglas National Bank 1-28-08
29. Huron River Credit Union 1-19-08
30. Green Tree Federal Credit Union 1-19-08
31. Metropolitan Savings Bank 1-19-08
32. Miami Valley Bank 1-19-08
33. Net Bank 1-19-08
34. Sharebuilders Federal Credit Union 1-19-08
35. Freemont General
36. Bear Stearns
37. Northern Rock PLC
38. Coast Bank

Tuesday, November 11, 2008 at 11:27 AM Posted by LayZDaisy.

Twitter Marketing 101: Do you tweet?

Twitter has been the latest trend in social media network marketing. For those of you that don't know how twitter really works you are truly missing out on something huge. What ever your use for twitter it can help you meet other people that have the same interests as you. Twitter can help you gain an income that you may have never thought imaginable. It can and will bring more traffic to your website when used to it's fullest potential. Twitter is currently the fastest growing internet network marketing source on the web. You will find all types of people from all walks of life around the world that tweet on twitter. If you don't know what a tweet is, it is a short little sentence about what your doing in 140 characters or less. Here are some different types of tweeters you may encounter on twitter.

1. One Timers - Those that sign up but never use it again.
2. Occasional Users - Are those that use it once a month or less and for special occasions.
3. Weekly Users - Are those that will tweet up to a few times a week but never daily
4. Daily Users - Are those that use it at least once a day, sometimes will take weekends off.
5. Extreme Users - Are those that use twitter every day and use all avenues and devices to tweet such as cell phone, Facebook, MySpace, Squidoo etc.

To be successful with twitter you should maximize the usage. This is one of the easiest things you can do that doesn't consume a lot of time.

• Send a text message and tweet from your cell phone.
  
• Link your twitter account to other network marketing sites. You can tweet remotely from these sites.
  
• Follow everyone that follows you. By doing this you will create a snowball effect and get more traffic to your website.

There are many other ways to maximize twitter. How and when you use it can determine how successful you are. I initially started as a Weekly user, then graduated to a Daily user. When I was a weekly user I found that very few people were watching me and the amount of users were under 20. Since then I have graduated to a Daily user, my traffic on my website has more than doubled as well as the amount of people that watch me. I wen from 15 watchers up to 60 watchers in less than a one month period. I found that this was producing much more exceptionable results. So do you tweet? Which type of user are you? Find out what twitter grade is. I am trying the Extreme User method. Follow me on twitter and I will let you know how it works out in about a month.

Can your dog climb a tree?

These pictures were taken last weekend in an apple orchard where we were picking apples with family. Daisy somehow was fascinated by this tree. She had previously tried to climb a tree once before to go after a squirrel. I don't know if she thought anything was up there, but she got up in that tree without anyone to help her. She turned around on the tree limb and tried to get down. We did have to help her down. Daisy was too scared to come down on her own. I will be posting a video on YouTube.

Economic Crisis: How low is the market going to go?

The announce of the stock market crash on September 15, 2008 marketed the largest crash since 9-11, 2001. As most of us know the stock market has continued to crash everyday since. What most people don't know is the bailout plan was the government's way of placing a band-aid on a very large wound already in progress, to hopefully prevent a recession. If that happens, the depression would be larger than the great depression of 1929. Once a recession starts it usually takes many years to recover. This makes you wonder how low is the market going to go? I think unfortunately a recession has already hit. Many people are in denial. With Banks collapsing among other businesses. This leaves the next five years very uncertain. We need to figure out a better way to prepare for the future. Now in our country there is a record number of foreclosures, billions of people have no retirement and thousands of people are currently unemployed. This gives you some things to think about doesn't it. Here is what other people are saying about our economic crisis.

A Pastoral Strategy for an Economic Crisis

Declaring War on the Meltdown

Economic Crisis

Web Exclusive: Economic Crisis

Bank Watch List

This is a follow-up article on the the last article I wrote on July 28, 2008. This is part of the "Is your money safe?" series. With the crash of the stock market, as everyone knows there are even more banks introuble.

Banks are supposed to be (FDIC) insured by the federal government, Credit Unions are also insure (NCUA). 90 bank watch list as published by The Bank Implode Meter, these are banks that have all been audited and written up for something. This list keeps getting longer. The government with the current bailout plan proposed will not be able to save all of these banks in trouble.

Level 3 watch Bank List.

1. Fifth Third Bankcorp 9-30-08 (crashing)
2. National City 9-29-08 (crashing, waiting on implosion)
3. Morgan Stanley 9-26-08
4. Bank of America 8-14-08
5. Merryl Lynch 9-15-08
6. HBOS PLC 9-19-08
7. National City 9-04-08
8. Bank of America 8-14-08
9. Citigroup 8-07-08
10. Sun Trust 7-22-08
11. JP Morgan Chase (near level 3)
12. Goldman Sachs (near level 3, may still come out alive)

Failed Banks/ Credit Unions List.

1. Watchovia Bank 9-29-08
2. Washington Mutual (WaMu) 9-24-08
3. Ameribank, Inc., WV 9-19-08
4. Interfaith Federal Credit Union 9-17-08
5. Lehman Brothers 9-11-08
6. Silver State Bank 9-5-08
7. Integrity Bank, GA 8-29-08
8. Columbian Bank and Trust, KS 8-24-08
9. First Priority Bank, KS 8-1-08
10. First National Bank of Nevada 7-26-08
11. First Heritage Bank N.A. 7-26-08
12. Indy Mac Bank Corp 7-11-08
13. First Integrity Bank 5-31-08
14. ANB Financial 5-09-08
15. Carnation Bank 5-09-08
16. St. Luke Baptist Federal Credit Union 5-07-08
17. Hume Bank of Hume, MO 3-10-08
18. Douglas National Bank 1-28-08
19. Huron River Credit Union 1-19-08
20. Green Tree Federal Credit Union 1-19-08
21. Metropolitan Savings Bank 1-19-08
22. Miami Valley Bank 1-19-08
23. Net Bank 1-19-08
24. Sharebuilders Federal Credit Union 1-19-08
25. Freemont General
26. Bear Stearns
27. Northern Rock PLC
28. Coast Bank

Tuesday, September 30, 2008 at 10:47 AM Posted by LayZDaisy.

Daisy & the Neighbor's Cat

I thought I would post this picture because I thought it was a bit unusual. Typically cats do not run from Daisy because they are bigger than she is. Instead she gets beat up allot by the neighborhood cats because they think she is obnoxious when she barks at them. This cat is Dexter my neighbor's cat. Daisy at first wasn't sure if she liked cats or not. On this particular day she was growling and barking at Dexter, even trying to bite him occasionally. The way she does when she plays with other dogs. Dexter doesn't seem to mind that Daisy is even a dog. He comes over to play with Daisy frequently. The two of them are now good friends and will play hide and seek from each other. Who says you can't teach a dog to like cats?

Stock Market meltdown, planning for the future.

I have been writing about the banks in trouble. I wrote my first article "Is your money safe?" On Monday, Wall Street had a huge market crash of over 500 points. This hasn't happened since the Stock Market Crashed on 9-11. This should be a wake up call that our economy is in trouble. One of the major losses was AIG. AIG has been one of the leading companies for retirement funds. They are going to be bailed out. What does this mean for you and me? This means that ultimately we will be paying for this through our taxes. Why should we have to pay for this? It is not our fault. Between bad investments and bad judgments of other parties that work for these companies that lose your money, they should be held accountable. A loss of this scale the Federal Government has decided to step in to bail out all of these companies that have made bad investment choices. We as tax payers do not have a choice. If your wondering where the Government gets this kind of money, it usually comes from one of two sources, they raise taxes to pay for it or it comes out of social security. At this point my Dad is at retirement age, his retirement has already been lost by bad investment choices of others, he cannot live on social security when it has already been cut. More and more senior citizens these days are looking for work just to make ends meet. The cost of living has forced many people out of retirement.

Today you can’t count on the Stock Market as a reliable way to invest your money. This is why it is so important to plan for the future. Many American’s live from pay check to pay check, it’s hard to put any money away. Saving money and having a reserve supply of food storage that will feed your entire family for a year, can be done. Looking at your budget you can cut back things you don’t really need and put away that money you would normally spend and use it towards a savings plan. You can cook more and go out less, stay in and rent movies instead of going to the theater. To save for food storage it’s not as hard as it seems. When you go the grocery store, you can buy one extra item a month to add to your food storage. When you need to use items from your food storage before it expires, replace it with the same item that is newer. Eventually you have enough items saved up for your family to live on for an entire year. It is very important now more than ever to stick to a monthly budget and set limits for yourself. This is one of the keys to becoming financially independent.

A day of Rememberance...

Today is September 11th. It marks the anniversary of the bombing of the twin towers in New York City on September 11th, 2001. This tragic event caused thousands of lives to be lost. In memory of those who lost their lives all Americans that can should display an American flag. Our American flag is the fabric that bonds us together and represents our fight for freedom, that others in history have given their lives to fight. Our patriotism has pulled us through tough times. Display your flag as a symbol that we support those families that have lost loved ones by this tragedy, and make a statement that the Terrorist will not win.

What were you doing on 9-11-2001? I was working at the time at a large printing facility. My company printed commemorative posters of the twin towers. I have a select few limited edition prints that I have listed for sale. Proceeds will go to charity. Photograph taken by Evern T. Brown, from the observation deck on Tower 2 of the World Trade Center, January 2001. "One Nation, Indivisible." Measures 38" wide by 13.25" tall.

This is a high quality un-framed print $14.95, includes shipping.