Southern Living At Home B+
Startup Cost - $199 for a $400+ value of products and supply kit A-
Consultant Benefits - Consultants get discounts one item one time per year and 25% commission, plus you are rewarded for every recruit. B+
Quality of Products - Excellent quality, not a big variety of home decor items, lots of dishes. A-
Ease of Selling - Not too hard to sell, but some items are pricey. B+
Customer Service - Can't contact customer service via phone, email took 4-5 days to respond. Items shipped slow, took more than 2 weeks. B
Tech Support and Training - Training was over the phone and audio CD's. B+
Celebrating Home / Home & Garden Party B-
Startup Cost - $99 for $200 in product or $149 for $300 in product. B+
Consultant Benefits - Consultants get 30% commission, plus you are rewarded for every recruit. A-
Quality of Products - Some items are not very high quality. Products range from reasonably priced to pricey. B-
Ease of Selling - Good variety of products, some quality issues. B
Customer Service - Can't contact customer service via phone, email took over a week to respond. Most items received within 2 weeks. C+
Tech Support and Training - No one offered any one on one support, I did find some videos on You Tube. C
For your convenience links to company websites have been posted in this blog.
I am determined to make the best of my own resources, while educating myself to find creative ways to make money and utilize every resource that is available to help everyone where ever I can. Recently I have posted a job board on my website www.LayZDaisy.com/jobs.htm I hope by having this job board on my site it will help those find a job that needs one. I think when ever we can help someone else, it is this kind of thinking that will turn around our economy. Here are some other tips that will help.
How many people out there signed up for an MLM company with big expectations of making money then find out later that it’s a very hard way to succeed. There have been many times I have been sucked in the pretty picture they paint. I hate when some of the people working with these companies lie to you just to get as many people as they can underneath their organization, then offer you no help once you join. The majority of MLM companies make it sound easy and say “anyone can be successful”. I don’t want to knock all MLM companies out there. There are some good ones that are legitimate. There are details you should look at with every company before you spend the money to invest. One of the most important things you should do is research. You will need to find out how stable each company is are and compare them to their competition.
It seems that today many companies and their officers are driven by greed. The Government bailouts are not being used in the proper manner to save these companies from failing. This is disturbing to me that General Motors plans to close 500 dealerships and layoff thousands of jobs. Even more disturbing is that GM officials say that without the second installment of $5.4 billion dollars they will run out of money by March 31, 2009. It makes you wonder what are they doing with all that money that would make them run out? With $5.4 billion dollars you could save a whole lot of jobs. I think this is poor management to get this far into debt and not be able to pay your bills and save jobs.
When the whole auto industry is in trouble, instead of looking at the bottom of the food chain to cut costs, they should start from the top. This rather large house cleaning project should begin at the home corporate offices and look at over spending that is unnecessary, then go down to the branches of the company. Top executives refuse to take a pay cut when there are families that have worked in the Auto Industry for years living from paycheck to paycheck. Chrysler and GM need to take notes from a few competitors take some responsibility for their actions and realize it is their employees that are the core of the company and it’s what makes a company better.
As I was browsing around the internet I found a quote that I think the US auto makers have forgotten about. “There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible.” ~ Henry Ford
BMW makes a strong statement that they take responsibility for their actions and they exist to make the world a better place. They wouldn’t be where they are today if it weren’t for the employees that make up the most important part of their company.
The information in the blog is the opinion of the writer, articles were provided from the following sources;
http://www.bloomberg.com/apps/news?pid=20601087&sid=aEBxMmCfl0xY
http://www.huffingtonpost.com/huff-wires/20090121/gm-henderson/
Over this past year many national banks have been in trouble. This happened because of bad investments and bad judgments of people that worked for these banks that did unethical loans. Because of the giant loss of banks across the country, the Federal Government decided to step in to bail out these banks in an effort to save the economy. Unfortunately it wasn’t a very well thought out plan. There were banks that used the money to pay themselves big bonuses and pay for luxury vacations, instead of using the money for what it was intended for. Then there were banks that used the money to pay for new investments, some of these banks didn’t even need the bailout money. Now the auto industry is seeking bailout money from the Government. Should these companies be bailed out? Or should they be held accountable for their actions, and file a Chapter 11 while they clean up their act.
The Government I think is going to go about this in a smarter way this time. Some things to consider are what will happen to the economy if they give the money to the auto industry? What type of stipulations will be enforced? We as tax payers do not have a choice. When ever the Federal Government gives a large sum of money to anyone, we pay for it, and usually the money comes from one of two sources, they raise taxes to pay for it or it comes out of social security.
Here are some additional articles related to this post.
How the Feds will Govern GM and Chrysler
Potential GM Bankruptcy Catastrophic for Economy
Wallstrip: Does the Auto Industry Deserve a Bailout?
In this troubling time in our economy, we have many uncertain things going on right now. Our real estate market is down, and the stock market has crashed. We are now in a recession that may take years to recover from. I am not writing this article so you will panic. I am writing this article to keep you informed in what is going on in the Banks today. This is a follow-up article to the the last article I wrote on September 30, 2008. This is part of the "Is your money safe?" series. With any article I write, I do extensive research, and usually provide some web links to verify my information. This is to ensure that you get the most accurate information that I can give you.
Most Banks are insured by the FDIC, Credit Unions are also insured by the NCUA. What this means is, your money that you have in your bank account located at each Bank and Credit Union is required to insure your money for up to $100,000. Bank watch list as published by The Bank Implode Meter, these are banks that have all been audited and written up for something. More information can be found on each individual bank FDIC, NCUA.
Level 3 watch Bank List.
Tuesday, November 11, 2008 at 11:27 AM Posted by LayZDaisy.
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